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Home/Services/Visa & Immigration/Non-Lucrative Visa
Part of Visa & Immigration

Your guide to the Spain
Non-Lucrative Visa

Retire in Spain or live on savings and passive income without working. Post your case once and immigration lawyers send you offers to compare.

Free to post your case
Specialists send you offers
You compare and choose
Start your non-lucrative visa case
On this pageWhat it isRequirementsHow to applyQuestions
What it is

What is the Spain non-lucrative visa?

The Spain non-lucrative visa is a residence permit for people from outside the EU who can support themselves without working in Spain. It is the route most retirees and people living on pensions, savings or investment income use.

Because you do not take a job in Spain, there is no job offer or employer involved. What matters is proving you have enough money and private health insurance to live in Spain comfortably.

Who it suits

  • Retirees who want to spend their retirement in Spain
  • People living on savings, rental income or investments
  • UK citizens who want to retire in Spain after Brexit
  • Anyone planning a longer stay in Spain without working

What the non-lucrative visa gives you

01

Legal residence in Spain

You can live in Spain full time, rent or buy a home, and register locally with a TIE card.

02

No job offer needed

The visa is based on your own means, so there is no employer, contract or business plan to present.

03

Family can join

A spouse or partner and dependent children can usually be included if your funds cover them too.

04

A route to long term residence

The permit can be renewed while you keep meeting the conditions, which can lead to long term residence later.

Non-lucrative visa pros and cons

Advantages

  • Clear criteria focused on your finances rather than a job
  • Dependants can come with you
  • A stable base in Spain that can be renewed
  • Freedom to settle anywhere in Spain

Things to weigh

  • !You cannot work in Spain, and remote work is generally not allowed on this visa
  • !The required funds are significant and rise for each family member
  • !The first application is usually made at a Spanish consulate abroad
  • !Living in Spain usually makes you a Spanish tax resident on your worldwide income

Get offers from specialists for your case

Answer a few questions about your situation. Specialists who handle this exact application send you offers with their fees and timelines, and you choose who to work with.

Start your non-lucrative visa case
Requirements

Spain non-lucrative visa requirements

Consulates set out their own checklists, but applicants are generally asked for the following.

  • You are not a citizen of the EU or the European Economic Area
  • Proof of enough income or savings to live in Spain without working
  • Private health insurance with full cover in Spain
  • A medical certificate confirming you have no serious public health condition
  • A clean criminal record in the countries where you have recently lived
  • A valid passport and supporting documents translated into Spanish

Requirements, minimum amounts and processing times change over time and can differ between offices. The specialist you choose confirms exactly what applies to your case.

How to apply

How to apply for the non-lucrative visa

  1. 1

    Check your finances

    A specialist reviews your income, savings and family situation against the current minimum.

  2. 2

    Prepare the file

    Bank statements, insurance, medical and criminal record certificates are gathered, legalised where needed and translated.

  3. 3

    Apply at the consulate

    You attend an appointment at the Spanish consulate or its visa centre in the country where you live.

  4. 4

    Travel to Spain

    Once the visa is stamped in your passport, you enter Spain within the period it allows.

  5. 5

    Get your TIE card

    In Spain you book a fingerprint appointment and collect your residence card.

What your specialist handles

A general overview of the work a specialist usually takes on for this service.

  • Confirms your passive income meets the residency requirement
  • Structures your proof-of-funds documentation correctly
  • Prepares and files the consulate application

Common questions

It is for people from outside the EU who want to live in Spain without working, most often retirees and people with pensions, savings or investment income.

Generally no. The visa is designed for people who do not work. If you plan to keep working remotely, the digital nomad visa is usually the better route.

The minimum is linked to an official Spanish reference figure that changes over time and increases for each dependant. Your specialist confirms the current amount before you apply.

Yes. Since Brexit, UK retirees who want to live in Spain full time generally use the non-lucrative visa, applying at the Spanish consulate in the UK before they move.

It is not required, but consulates are strict about proof of funds, insurance and translations. On Expatronus you compare offers from immigration lawyers who handle this visa before you choose.

Tell us about your situation in the intake and we match you with verified specialists in our network who handle exactly this kind of service. You review their profiles, choose who to contact or ask for an estimate, and there is no obligation until you do.

Yes. Creating a case and comparing specialists is always free for you. Specialists pay us a fee only after they get paid, so you only ever pay their professional fee, shown upfront in their offer.

Every specialist in our network is reviewed for relevant licensing, experience, and track record before they can take on cases. You can also read verified reviews from other expats before choosing who to work with.

Non-Lucrative VisaStart your case

Answer a few questions about your situation. Specialists who handle this exact application send you offers with their fees and timelines, and you choose who to work with.

Start your non-lucrative visa case
Posting a case is free, and nothing is owed until you accept an offer.

Who it suits

  • Retirees who want to spend their retirement in Spain
  • People living on savings, rental income or investments
  • UK citizens who want to retire in Spain after Brexit
  • Anyone planning a longer stay in Spain without working

Ready to start your case?

Post your case once, compare offers side by side, and hire the specialist who fits you best.

Posting a case is free, and nothing is owed until you accept an offer.

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